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AANS Long Term Care Insurance Administered through John Hancock Life Insurance Company

The AANS now offers long term care insurance to all AANS members through John Hancock Life Insurance Company. This policy is being offered to eligible members, couples/spouses, parents, parents-in-law, step-parents, step-parents in law, children (including adopted & foster) and step-children, between the ages of 18-84.

The issue of long term care has become more prominent in this country during the past few years. The rapid expansion of the elderly population and the increased occurrence of family members living across the country mean that a large number of American families will be faced with the problem of how to provide care for each other when the need arises. The consequences for these families can be emotionally and financially draining.

Younger adults, too, can face the decision of how to pay for extended care due to an unforeseen accident or illness. Most company-provided medical benefits do not cover long-term care expenses, and disability benefits are only intended to cover the loss of income. This Long Term Care Insurance Policy can also provide you protection that government programs do not provide. Medicare only pays for short periods of care and Medicaid only covers the very poor, those whose assets are below state-required minimums.

Just as planning ahead for retirement income is important, taking steps to help protect your financial security is also important. To help you, AANS has partnered with John Hancock Life Insurance Company to offer long term care insurance to our members. John Hancock has a trusted name and offers strong financial stability with more than 140 years of service to its policyholders in the insurance business.

You may want to consider long term care insurance as an employee or executive benefit. If you are self-employed, a partner in a partnership, or if you have a C-Corporation then your premiums may be tax deductible. To learn more about long term care insurance as an employee or executive benefit call Chris Thomas at 877-LTC-4LTC (582-4582).

For more information on this program please call 877-LTC-4LTC (582-4582) or visit online at http://www.johnhancocklongtermcare.com/index.jsp?cid=02997.